From bustling megacities to distant villages, digital finance is breaking down obstacles, giving thousands and thousands entry to banking, credit score, and funding alternatives for the primary time. Practically 96% of fintech companies are making monetary inclusion a precedence, proving that innovation is all in regards to the folks, not the tech; the driving drive behind the fastest-growing Asia Pacific fintechs.
With AI-powered monetary instruments, seamless cross-border funds, and intuitive tremendous apps reshaping on a regular basis transactions, these fintechs within the Asia Pacific usually are not simply altering how cash strikes. They’re reimagining what’s doable.
Right here, we highlight the fastest-growing Asia Pacific fintechs main the cost in the way forward for finance in 2025. This checklist is predicated on the Monetary Occasions and Statista’s annual rating for 500 high-growth corporations within the area.
Quickest-Rising Asia Pacific Fintechs in 2025
9 Quickest-Rising Singapore Fintechs
Singapore has 10 fintech corporations categorized in wealthtech, lending, and extra.
Endowus
Absolute progress price: 1345.26%
Income (2023): $6.58 million
Endowus is an impartial, fee-only wealth and fund platform which makes it into the checklist of fastest-growing Asia Pacific fintechs. It acts as a fund funding platform and fiduciary advisor for people, household places of work, charities, endowments, and establishments, and applies newest expertise to its asset administration options.
Aspire
Absolute progress price: 989.96%
Income (2023): $39.79 million
Aspire is a enterprise finance platform that simplifies worldwide funds, treasury, bills, payables, and receivables utilizing clever automation. Primarily based in Singapore, Aspire is supported by buyers like Sequoia, Lightspeed, Y-Combinator, Tencent, and PayPal.
Nium
Absolute progress price: 575.96%
Income (2023): $109.90 million
Co-headquartered in Singapore and San Francisco, Nium’s payout community claims to assist 100 currencies throughout 220+ markets, 100 of that are apparently in real-time and runs on its world cost infrastructure, together with versatile APIs.
EasyTransfer
Absolute progress price: 391.93%
Income (2023): $26.61 million
EasyTransfer capabilities as an schooling cost companies platform, which mentions on its platform partnerships with Tencent, UnionPay and Cashfree Funds, in addition to a world schooling cost service on WeChat. The fintech, which is on this checklist of fastest-growing Asia Pacific fintechs, additionally claims to supply clear, real-time financial institution market alternate charges with no markup utilizing an clever anti-fraud approval platform.
Spark Methods
Absolute progress price: 310.42%
Income (2023): $5.37 million
Spark Methods goals to serve particular necessities of the varied FX buying and selling subgroups, from native banks to hedge funds and retail merchants to company treasuries. Via a steady, quick and low-latency buying and selling platform, Spark Methods gives analytics to help customers in capitalising on their liquidity and buying and selling necessities.
UnaFinancial
Absolute progress price: 292.31%
Income (2023): $192.21 million
UnaFinancial is devoted to providing straightforward and dependable entry to finance by leveraging expertise to satisfy prospects’ actual wants. Utilizing AI, machine studying, and data-driven processes, UnaFinancial goals to ship complete danger administration for its prospects.
Funding Societies
Absolute progress price: 198.95%
Income (2023): $48.70 million
Funding Societies Singapore is a part of Funding Societies, which claims to be Southeast Asia’s largest SME digital financing and debt funding platform. It focuses on offering short-term financing for SMEs, funded by each particular person and institutional buyers.
Since its launch in 2015, the platform has aimed to bridge the SME financing hole within the area whereas providing people and establishments a short-term fixed-income funding possibility.
iCare
Absolute progress price: 173.74%
Income (2023): $6.80 million
iCare, headquartered in Singapore, is an worker advantages platform supporting low-income girls manufacturing unit employees in Cambodia and Laos. It gives entry to family merchandise by means of retail, short-term instalment plans, and monetary leases with versatile, interest-free compensation choices i.e. BNPLs.
iCare has the backing of varied buyers similar to Rising Markets Funding Advisors, Clermont Group, Collyer Capital, and PLALGO Sas, iCare Group operates by means of subsidiaries together with iCare Advantages (Cambodia and Laos), iCare Leasing PLC, and Shop25 Co., Ltd.
Synergy Monetary Advisers
Absolute progress price: 86.83%
Income (2023): $6.19 million
Synergy Monetary Advisers is a one-stop answer supplier for monetary planning companies and strives to change into the main monetary advisory agency in Asia, by means of harnessing expertise and innovation. Its Autobot AI makes use of GPT-4 and claims to offer extra correct and helpful responses, whereas My Monetary Compass intends to offer an in-depth evaluation on a person’s monetary well-being.
13 Quickest-Rising Indian Fintechs
Except for having a formidable 13 fintechs make it into the checklist of prime Asia Pacific fintechs, India additionally holds the primary rank for the checklist through peer-to-peer lender Lendbox.
Lendbox
Absolute progress price: 25703.14%
Income (2023): $51.13 million
Lendbox’s mission is to make lending extra accessible by fractionalising it into smaller quantities and eradicating the necessity for third-party intermediaries. Established in 2015, Lendbox is a platform designed with lenders in thoughts, devoted to delivering steady, high-quality, and constant returns.
AssetPlus
Absolute progress price: 1639.60%
Income (2023): $1.70 million
AssetPlus gives licensed professionals goal-oriented planning, paperless investments, and on-line monitoring to information shoppers from monetary planning to realising their monetary objectives. It claims to run on a tech platform for mutual fund distribution, with an instantaneous on-line registration course of.
Svamaan Monetary Providers
Absolute progress price: 1065.07%
Income (2023): $20.56 million
Svamaan Monetary Providers helps financially excluded households and enterprises by means of sustainable strategies. Utilizing a mobility-led strategy through the Svamaan App, it streamlines mortgage origination, administration, and collections. Svamaan streamlines important duties to realize seamless, zero-touch credit score assessments, enabling a totally automated expertise for its prospects by means of digitalisation.
LenDenClub
Absolute progress price: 436.46%
Income (2023): $21.47 million
LenDenClub is a Peer-to-Peer lending platform that launched in India in 2015. One of many fastest-growing Asia Pacific fintechs for 2025, it helps lenders develop their portfolios past conventional funding choices.
LenDenClub connects lenders with debtors, providing danger evaluation, default chance insights, settlement facilitation, and escrow transaction assist through its AI and machine studying fashions.
Samrat Investments
Absolute progress price: 395.19%
Income (2023): $1073.10 million
Samrat Investments, also called Samrat Monetary Banking, gives what it says is the world’s first customisable private financial savings platform. It helps buyers attain their monetary objectives by means of tailor-made funding funds and complete cash administration, powered by AI.
Vayana
Absolute progress price: 362.27%
Income (2023): $18.37 million
Vayana claims to be India’s largest commerce financing community, centered on accelerating provide chain progress by offering inexpensive and accessible commerce credit score. Vayana, impressed by the Sanskrit phrase for ‘weaving,’ brings collectively patrons, sellers, banks, and monetary establishments to make commerce credit score simply accessible throughout the provision chain, together with its personal Compliance API.
Capri International Capital
Absolute progress price: 214.21%
Income (2023): $280.01 million
Capri International Capital, also called Capri Loans, is a non-banking monetary firm that gives an inclusive credit score system. Its aim is to make financial mobility a actuality for everybody by fostering social affect with breakthrough expertise. Capri Loans leverages superior expertise in its processes and has not too long ago built-in enterprise analytics too.
Kinara Capital
Absolute progress price: 206.36%
Income (2023): $87.53 million
Kinara Capital, based in 2011 by Hardika Shah, empowers small companies in India by offering collateral-free loans to MSMEs. Utilizing AI and machine studying, Kinara streamlines credit score selections, enabling quick and honest lending with many loans accredited inside 24 hours.
Cashfree Funds
Absolute progress price: 180.40%
Income (2023): $77.66 million
Cashfree Funds is a key participant in India’s funds business and claims to have processed $80 billion yearly for over 800,000 companies since 2015. It gives a full-stack funds platform with options like 100+ cost strategies, instantaneous payouts, cross-border transactions, one-click checkouts, and instruments for cart restoration and return prediction.
Aye Finance
Absolute progress price: 135.01%
Income (2023): $129.75 million
Aye Finance, primarily based in Gurgaon, is a monetary firm providing digital lending to small and micro enterprises throughout India. Since 2014, it has grown considerably on this underserved section by means of expertise and strong processes.
Blacksoil
Absolute progress price: 118.08%
Income (2023): $19.16 million
Blacksoil gives various debt options to rising companies which can be usually ignored by conventional banks and monetary establishments by means of its provide chain fintech platform. These loans assist high-performing corporations speed up market penetration, drive progress, and scale back their reliance on fairness to satisfy working capital wants.
FundsIndia
Absolute progress price: 114.63%
Income (2023): $10.65 million
FundsIndia gives a dependable funding platform with complete steering to assist Indians make investments, which claims to have a 10-minute setup course of. With prospects in over 2,000 cities throughout India, it gives entry to insurance coverage, mutual funds, mounted deposits, shares, and extra.
Aditya Birla Capital
Absolute progress price: 90.93%
Income (2023): $4727.64 million
Aditya Birla Capital Restricted is part of the Aditya Birla Group. The corporate, which is without doubt one of the fastest-growing Asia fintechs, gives monetary companies for people, companies, and firms, together with loans, investments, insurance coverage, and cost options.
2 Quickest-Rising Indonesian Fintechs
Two Indonesian fintechs make it into the checklist, providing assist to develop its. provide chain ecosystem and shariah peer-to-peer funding respectively.
AwanTunai
Absolute progress price: 4339.53%
Income (2023): $43.20 million
PT Simplefi Teknologi Indonesia, higher referred to as AwanTunai, was based in 2017 in Indonesia. The corporate is backed by Windy Hill Pte. Ltd. and Rama Notowidigdo. AwanTunai focuses on growing the provision chain ecosystem for the FMCG-Grocery business by means of IT-based co-funding companies.
It’s registered with and supervised by the Monetary Providers Authority (OJK) and is an energetic member of the Indonesian Joint Funding Fintech Affiliation (AFPI).
ALAMI Sharia
Absolute progress price: 283.16%
Income (2023): $1.20 million
ALAMI Sharia, also called ALAMI, started its journey in April 2019 when it was registered by the Indonesian Monetary Authority (OJK) as a sharia peer-to-peer funding platform. It formally acquired its OJK license in Might 2020. Guided by a Barakah-oriented tradition and work ethos, ALAMI focuses on selling the sharia way of life and values by means of its vary of economic expertise options.
The Quickest-Rising Fintech within the Philippines
First Circle from the Philippines proudly earns its spot on this checklist.
First Circle
Absolute progress price: 67.90%
Income (2023): $5.95 million
First Circle, based in 2016, is a fintech firm led by a administration group with expertise at Morgan Stanley and Bridgewater Associates. With places of work in Manila, London, and Hong Kong, it gives SME financing whereas growing good banking options for companies.
3 Quickest-Rising South Korea Fintechs
South Korea’s following 5 corporations make it to the checklist: HabitFactory, Aijinet Inc., and THECHEAT.
HabitFactory
Absolute progress price: 7655.22%
Income (2023): $9.94 million
HabitFactory simplifies monetary companies by analysing person knowledge utilizing AI and providing personalised insurance coverage insights primarily based on the outcomes.
Aijinet Inc.
Absolute progress price: 460.63%
Income (2023): $9.96 million
Aijinet Inc. specialises in insurance coverage brokerage companies, providing options similar to insurance coverage knowledge sharing and associated assist. The corporate which falls below the checklist of fastest-growing Asia fintechs conducts its operations primarily in South Korea and connects prospects with insurance coverage planners by means of its insurance coverage evaluation system.
THECHEAT
Absolute progress price: 127.41%
Income (2023): $1.27 million
THECHEAT makes it to the checklist of fastest-growing Asia fintechs, and has been offering monetary fraud prevention companies since 2012.
Quickest-Rising Hong Kong Fintech
Bowtie is the only insurtech to make it into the checklist from Hong Kong. In accordance with its web site, Bowtie apparently has hit over $90 billion in its complete quantity of insurance coverage lined.
Bowtie
Absolute progress price: 897.44%
Income (2023): $24.43 million
Bowtie is a licensed life insurance coverage firm and digital insurer primarily based in Hong Kong. It gives medical insurance policy below the Voluntary Well being Insurance coverage Scheme (VHIS) in addition to different insurance coverage merchandise.
The corporate is backed by Mitsui & Co., Ltd, Solar Life Hong Kong Restricted, and different worldwide buyers, and claims to be Hong Kong’s first digital insurer.
Quickest-Rising Taiwan Fintech
Taiwanese fintech firm Syncace Know-how, specialising in lending options, secured a spot on the checklist with an absolute progress price of 221.04%.
Syncace Know-how
Absolute progress price: 221.04%
Income (2023): $3.40 million
One of many fastest-growing Asia Pacific fintechs, Syncace Know-how, also called Alpha Intelligence, leverages AI and knowledge science to redefine lending. The corporate goals to ship smarter, quicker, and extra dependable mortgage options.
FAQs on Quickest-Rising Asia Pacific Fintechs in 2025
Why is China not on this checklist of prime Asia Pacific fintechs?
In accordance with the Monetary Occasions, China isn’t within the checklist of fastest-growing Asia Pacific fintechs as a result of difficulties in verifying knowledge.
What are the standards for inclusion within the Quickest-Rising Asia Pacific Fintechs checklist?
To be included within the Excessive-Progress Corporations Asia-Pacific checklist, an organization should meet a number of particular standards. First, it should have generated a minimal income of $100,000 in 2020 and a minimum of $1 million in 2023.
Moreover, the corporate should be impartial, that means it can’t be a subsidiary or department workplace of any sort. The corporate’s headquarters should even be positioned in one among 13 territories throughout the Asia-Pacific area: Australia, Hong Kong, India, Indonesia, Japan, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand, or Vietnam.
Lastly, the income progress achieved between 2020 and 2023 should have been primarily natural, indicating that it was internally stimulated somewhat than pushed by exterior elements similar to acquisitions.
Which is the highest fastest-growing fintech on the checklist?
The highest fastest-growing fintech is that this checklist is Lendbox (which can be the #1 fastest-growing firm general), an Indian peer-to-peer lending platform, which achieved a formidable annual progress price of 536%. Its income grew to $51 million in 2023, in keeping with the Monetary Occasions.
Supply of picture: Edited from Freepik